ChopUp — Cooperative Savings, Simplified
Powering transparent group savings, automated contributions, and smart payouts for modern communities and businesses.
The ChopUp Lifestyle
From building discipline to weathering storms and fueling growth, we're with you every step of the way.
Master the Art of Discipline
Say 'No' to Impulse, 'Yes' to Future You
Saving isn't just about putting money away; it's about the discipline to keep it there. ChopUp provides the structured environment you need to resist temptation, lock in your savings, and build a financial fortress.
Bounce Back from Setbacks
Resilience in the Face of Loss
Business downturns are tough, but you don't have to face them alone. The Ajo system acts as a community safety net, ensuring that when life happens, you have the pooled resources and support to recover and stabilize.
Supercharge Your Business
Fuel for Your Ambitions
Ready to scale? Use your lump-sum payout to restock inventory, upgrade equipment, or expand operations. ChopUp transforms your savings into interest-free capital, giving your business the boost it needs to thrive.
Everything you need to run cooperative savings at scale
From formation to final payout, ChopUp streamlines every step.
Group Savings
Create secure savings circles with configurable contribution schedules and rules.
Automated Contributions
Collect contributions on schedule with reminders, statuses, and transparency.
Smart Payouts
Manage payout cycles and distribution order with built-in fairness and controls.
Fiat On/Off-Ramp
Support deposits and withdrawals with trusted payment partners (e.g., Paystack).
Compliance & Security
Enterprise-grade controls and auditability designed for regulated environments.
Insights & Analytics
Real-time snapshots of group activity, contributions, and payouts.
How it works
Create group
Define contribution amount, frequency, and payout order.
Invite members
Bring your community together with secure onboarding.
Automate contributions
Track and reconcile payments with transparent statuses.
Disburse payouts
Run fair payout cycles with audit logs and approvals.
Our Mission & Goals
Driving crypto adoption across businesses, education, and enterprise through innovative cooperative solutions
Crypto Integration for Small Businesses
Empowering small businesses with seamless cryptocurrency adoption through our AJO cooperative platform.
- Easy payment processing with crypto
- Automated accounting and compliance
- Multi-currency support
- Low transaction fees
Student Environment Utilizing Crypto
Revolutionizing how students save, pay, and manage finances using blockchain technology.
- Campus payment solutions
- Group savings circles
- Educational crypto tools
- Peer-to-peer transactions
AJO Cooperative for Fortune 100 Companies
Enterprise-grade cooperative savings platform designed to boost and promote top Fortune 100 company websites.
- Enterprise security & compliance
- Scalable infrastructure
- Custom integrations
- Dedicated support team
Smart Contract Innovations
Revolutionary blockchain solutions to enhance transparency, security, and automation in cooperative savings
Automated Contribution Scheduler
Smart contract that automatically schedules and executes contributions based on predefined rules.
Multi-Signature Payout System
Secure multi-sig wallet for group payouts requiring multiple approvals before execution.
Dynamic Interest Calculation
On-chain interest calculation based on contribution duration and group performance metrics.
Dispute Resolution Mechanism
Decentralized dispute resolution system using smart contracts and community voting.
Tokenized Savings Groups
Represent savings group membership and contributions as NFTs and tokens for better liquidity.
Cross-Chain Bridge Integration
Enable savings groups to operate across multiple blockchains seamlessly.
What's New
Stay up to date with the latest features, improvements, and fixes
Universal Currency System & Enhanced UX
Major update introducing real-time currency conversion, enhanced animations, and improved user experience across the platform.
Admin Dashboard & Analytics
New admin web interface with comprehensive analytics, user management, and marketplace features.
Meet Our CEO
"We're building the future of cooperative savings by combining the transparency of blockchain with the accessibility of traditional community finance. Every feature we create is designed to empower communities and make financial inclusion a reality."
Trusted by leading communities and organizations
Join thousands of organizations using ChopUp for transparent, secure savings
Ready to power your cooperative savings?
Join ChopUp to streamline contributions, payouts, and compliance.